Learner driver insurance, or provisional insurance, allows you to drive you own car, a family members car such as your parents or even your friends car to help you get that much needed practise alongside your professional lessons.

A fully comprhensive learner driver policy also protects your parent’s no claims bonus in the event of a claim.

• You must be between the ages of 17 to 21 and hold a provisional UK driving licence
• As a learner driver you must be accompanied by full UK licence holder aged over 25
• The vehicle must be within the insurance groups 1 to 19
• If you own the vehicle (policyholder), the maximum value of the car must not be more than £10,000 
• If the vehcile is owned by the family member, the maximum value of the car must not be more than £20,000 
• Vehicles that are insured elsewhere for the duration of the policy
• In the event of a claim, your parents no claim bonus will be protected
• Minimum compulsory excess of £250
• Driving schools

• Fully comprehensive cover
• Parents can be added as named drivers (subject to terms)  
• Legal costs and damages as a result of an accident
• Third-party property damage and liability up to £20m
• Loss or damage as a result of accidental damage, malicious damage and vandalism, fire, self-ignition, lightning, or explosion, and theft or attempted theft
• Replacement vehicle equivelent to your model and specification if the cost of repairs exceed 60% of the market value  

• Audio equipment up to 10% of the vehicle’s market value up to £500 (only applies to an annual policy)
• Satellite navigation equipment up to £500
• Glass and windscreen cover up to £1000 (only applies to an annual policy)
• Personal belongings up to £100
• Replacement locks and keys up to £300
• Medical expenses up to £200 for each person injured in the vehicle

For cover to be valid, you must be:

We also cover van and fleet insurance.